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Straight-talking banking, in black and white. first direct helps over 1.7 million UK customers with current accounts, loans, credit cards, savings and mortgages. Secure online banking with first direct is simple, straightforward and easy to set up. 24/7, 365 banking, apply online in 10 minutes. If digital banking with first direct sounds good to you, switch to a first direct 1st Account today. The Current Account Switch Service (CASS) makes switching your current account simple and stress. A bank account with benefits A lot of bank accounts come with extra benefits for you to use. If a first direct current account is taking your fancy, see what extras you can make the most of. No automation, get straight through to a human Since the early days of first direct, we’ve always done things a little differently. As the original pioneers of phone banking, we’ve always offered our.